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Showing posts with label finance. Show all posts
Showing posts with label finance. Show all posts

Friday, February 19, 2010

Marriage—A God-Plane Relationship (Part Five)

As Part Four illustrated, a chief purpose of marriage and family is to teach proper, godly government. It provides a conducive environment to learn both how to submit to authority and how to oversee others in love. Even in the "marriage chapter," Ephesians 5, Paul makes frequent use of governmental terms (italicized below) to describe the ideal marriage relationship:
Wives, submit to your own husbands, as to the Lord. For the husband is head of the wife, as also Christ is head of the church; and He is the Savior of the body. Therefore, just as the church is subject to Christ, so let the wives be to their own husbands in everything. Husbands, love your wives just as Christ also loved the church and gave Himself for her, that He might sanctify and cleanse her with the washing of water by the word, that He might present her to Himself a glorious church, not having spot or wrinkle or any such thing, but that she should be holy and without blemish. So husbands ought to love their own wives as their own bodies; he who loves his wife loves himself. For no one ever hated his own flesh, but nourishes and cherishes it, just as the Lord does the church. (Ephesians 5:22-29)

Submit is a governmental term, as the governed person surrenders, gives in, or yields to the one who is in authority, and the apostle later uses subject in the same way. Paul employs the word head to denote one who has authority over an institution, just as the head directs the body. In God's scheme, the husband has authority over his wife and family in a similar way to Christ's authority over His Bride, the church. Again, we see the physical/spiritual parallel.

Perhaps the most significant governmental term in the whole passage is love. To many, love and government seem like odd companions, for most governments do not practice love but sheer, unfeeling power. But God's government is different. Love—outgoing concern for everyone and everything—is the very basis of His government and way of life. Paul illustrates this by pointing out that Jesus Christ governs His church in love, giving us examples of how His love is manifested to us: by sacrificing, sanctifying, cleansing, glorifying, nourishing, and cherishing it. The apostle turns these into instructions to the person in authority—the head, the husband—on how he must work to produce a happy, successful marriage.

Throughout this passage, he emphasizes the fact that the marriage union has a greater purpose, and a major one is to teach and practice proper governance. He stresses the authority and the loving care of Christ, the Head, as well as the submission and eventual glory of the church. In the husband's role, authority is finely balanced by loving care, and in the wife's role, her present submission is compensated by her ultimate glorification.

Many people think of government negatively, but good government offsets its use of power with an appropriate amount of love, combined with humility, and the promise of reward or blessing. These elements do not always take place at the same time, but this mix of virtues will eventually produce some form of glory, that is, a wonderful, magnificent result. In the case of marriage, it should produce enduring, harmonious, loving mates; happy, productive children; and sterling, righteous character in all parties involved.

These days, authority is disrespected and maligned, and Paul—actually, the whole Bible—teaches that this should not be. God is the ultimate authority, and He gives it to governments, institutions, and men as He sees fit (
Romans 13:1-7; see Daniel 4:17). Those so endued are responsible for wielding their power justly and fairly, balancing it with kindness and concern. In the church, especially, we should have a better and more proper understanding of how government should work. Sometimes authority is not always used properly even in the church—yet in some of these cases, we make such a judgment because our perspective is skewed by various factors. A patient person will often find that it produces good fruit in the end.

Paul continues his teaching in
Ephesians 5:30-32:
For we are members of His body, of His flesh and of His bones. "For this reason a man shall leave his father and mother and be joined to his wife, and the two shall become one flesh." This is a great mystery, but I speak concerning Christ and the church.

Just as Jesus reached back to God's instruction to Adam and Eve in His teaching about marriage in Matthew 19, the apostle similarly refers to Genesis 2:24, when Eve is first presented to Adam. This verse, often called the "leave and cleave" verse, reveals that there should be a definite break between one's life as a child and life as an adult spouse. To put it another way, a man's life under his father and mother should be completely separate from his new life in which he is over his own household.

According to this verse, the newly married couple should set up a house on their own because to do otherwise confuses the roles and responsibilities that God desires to work on through this relationship. If a man remains under his father and mother, he cannot be the lord of his own manor, as it were; he cannot really be a head to his wife. In the same way, if the couple lives in her parent's home, the wife has divided loyalties. Who is really her head: her husband or her father?

For the marriage to work best, the couple should not remain in the home of either set of parents because it does not allow for the intended relationship between husband and wife. It is one thing if some sort of hardship forces the couple to live with the parents for a short time, but to fulfill God's command and purpose in
Genesis 2:24, a newly married couple should set up their own household as soon as practicable.

A man should be king of his own castle and his wife, his queen without interference from parents or in-laws. The parents can be there to give needed advice, to lend a hand, and to watch the children from time to time, but for the couple to grow and develop the character that they need both now and for God's Kingdom, they should be on their own.

This means that, barring other complications, a couple should not marry if they are unable or not mature enough to set up a separate household. They should put off marriage until the husband can support his wife financially and emotionally. Paul does say in
I Corinthians 7:9, that if a man and woman cannot control themselves, "it is better to marry than to burn with passion." However, that piece of advice has frequently been abused by people who are unwilling to practice self-control—a sign that one or both of them is indeed immature.

Next time, we will delve further into God's instruction in
Genesis 2:24.

Friday, December 5, 2008

Biblical Finance

All the news that is fit to print these days seems to revolve around our hobbled economy. The constant drumbeat of bad financial news is so heavy and insistent that it has become oppressive and, frankly, excessive. Once again, the media are taking every opportunity to scream at us that the sky is falling—or perhaps more descriptively, that our civilization is plunging into a bottomless pit of debt—and the government has responded by going into full crisis-mode. Wall Street investors are behaving like lemmings, running en masse over the nearest cliff every time another bad report comes out. So much for the buy-and-hold strategy.

A few economists and pundits are not as gloomy as the media, the government, and Wall Street. For the most part, these more optimistic observers are of a conservative stripe, faithful to the tendency of markets to correct themselves over time. They believe that the government should keep its nose, fingers, hands, and arms out of the private sector, and stick to its Constitutional role to "establish justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the blessings of liberty to ourselves and our posterity." As for promoting the general welfare, the Founders would vehemently deny that they meant bailing out the banks and auto industry.

Obviously, Americans are caught between two rival and irreconcilable schools of economic thought. One side believes in increased governmental regulation, massive infusions of public monies, increased taxation, and a command-and-control economy commanded and controlled by Washington politicians and bureaucrats. The other side counters with decreased regulation, incentives for markets and businesses, decreased taxation, and allowing millions of consumers to choose how they will spend (or save) their hard-earned money. The former is essentially a European-style socialism, while the latter is trickle-down capitalism.

Neither approach is God-ordained, by any means. Both are human-devised systems of economic thought, but they begin with different premises. Socialism starts with the assumption that wealth should be divided equally among all but that the means of production and distribution of that wealth should be a function of the state. Capitalism, on the other hand, is founded on the principles of a person reaping—and keeping—what he has sown and of individual liberty. In the real world, socialism—especially its extreme form, communism—has failed every time it has been tried, while capitalism is responsible in part for the burgeoning economies of the British Empire, America in its heyday, the Asian Tigers, etc.

To repeat, neither of these systems has God's stamp of approval. What capitalism has going for it is that it incorporates several biblical principles into its basic structure, and further, it makes the most of certain elements of human nature. For instance, people like to win, to be "King of the Mountain." Capitalism unleashes the human competitive spirit, making the pursuit of wealth into something like a game—and may the best man or woman win.

However, it has downsides too. For example, perhaps its most egregious failing is that it inspires greed. Many supporters of capitalism fall for the well-known Gordon Gecko line, "Greed, for lack of a better word, is good," and they pursue the accumulation of wealth at all costs, leading to all sorts of grievous crimes in the name of profits.

This sin is certainly a factor in the present financial mess we are living through right now. Green-eyed investors gambled on bad home loans leveraged at 30 to 1. Corporations continued to expand beyond their means, even buying out struggling companies to pad their bottom lines. Thinking that the good times would never end, consumers continued to purchase whatever their hearts desired, maxing out their credit cards, signing on to new consumer loans, and taking out second mortgages. Now the piper must be paid, and the money is just not there.

What is God's take on all of this? Obviously, because of the sins involved—greed, dishonesty, theft, oppression, to name a few—He is not pleased, and in fact, we could say that the crisis itself is a predictable, inevitable judgment on the nation for breaking God's law in these areas. When men contravene a law of God, a penalty automatically goes into effect, and the only unknown factors are when and how hard it will fall. America's economic situation—not to mention what the rest of the world is experiencing too—is eliciting comparisons with at least the crisis in the early 1980s, and for some it resembles the Great Depression of the 1930s. Time will tell how severe it will be.

What does the Bible instruct us in these matters? Of course, the Bible is not an economic text, but it does include financial principles that all Christians should know and follow as well as they are able. Here are a few of them:

  • God commands that we tithe (Leviticus 27:30; Deuteronomy 14:22). Contrary to the worst aspects of capitalism, God's system is based on giving, not getting. Learning this principle, a part of God's very character, begins with giving Him one-tenth of our income to fund the work of His church. Doing this also helps us to realize what is most important.
  • In addition, God commands that we support the needy (Acts 20:35), particularly the widows and orphans, the disabled, the unemployed, and those who, due to circumstances out of their control, need a temporary hand up. This starts with our families, fellow members of the church, and as we are able, others in the world around us.
  • God instructs us to avoid debt. "The borrower is servant to the lender," counsels wise King Solomon (Proverbs 22:7). Debt makes us subject, not just to the lender, but also to misfortune and to the unscrupulous. If we have debts, we should have a plan to pay them down as soon as possible and resolve not to incur any new ones.
  • The Bible tells us to save so we can pass our wealth to our heirs. Solomon advises, "A good man leaves an inheritance to his children's children," (Proverbs 13:22). While this is not always feasible, it should be a goal nevertheless, inspiring us—contrary to our fellow American's spendthrift ways—to put a little money aside as often as we can.

The Bible contains other principles, but these are all that space allows. In times like the present, it would make a good Bible study to search the Scripture for them and meditate on their applications to our lives. Perhaps then, we can avoid the worst of the ongoing financial crisis.