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Showing posts with label taxes. Show all posts
Showing posts with label taxes. Show all posts

Friday, November 23, 2012

RBV: Matthew 6:24

"No one can serve two masters; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God and mammon."
Matthew 6:24

Most people who are familiar with the Bible are aware of this statement made by Jesus during His Sermon on the Mount. This teaching on the inadvisability of trying to serve two masters comes at the end of a line of comparisons between two major elements of life. Earlier, He had spoken about two different kinds of treasure, the earthly kind and the heavenly kind. Then He mentioned the good eye and the bad eye, or perhaps it would be clearer to call them the focused ("single," KJV) eye and the confused eye, which illustrate a person's outlook on his life. Obviously, Jesus is trying to help us see the dichotomy between God's way and the way of this world, man's way, or Satan's way, however we may wish to look at it.

In this verse, He moves on to the human will, telling us that it is impossible to give full allegiance to more than one entity, whether it be a family member, a boss, a cause, or even football teams!  As He says, one of them will always be slighted in some way. One's true loyalty will soon be revealed when circumstances conspire to force a choice between them. At the fish-or-cut-bait moment, we will choose to give our time and attention to the one that we really love, and the other we will "hate" by comparison.

As a native of the Steel City, I am a Pittsburgh Steeler fan and always have been. Yet, I have lived in Charlotte since 1992 and have been a fan of the Panthers since the team's first NFL game in 1995. I know a great deal about both clubs, watch most of their games, and avidly follow their player acquisitions and moves. It is good that the Steelers are an AFC team, while the Panthers are an NFC team, so they rarely play each other. But what happens when they do? There is no question: I root for the Steelers. My choice shows that I "love" the Steelers and "hate" the Panthers; I am "loyal" to the black and gold and "despise" the black, Panther blue, silver, and white. In such a situation, I cannot cheer for both.

In the last phrase, Jesus makes it clear that the choice often comes down to God on the one hand and "Mammon"a word that denotes wealth and possessionson the other. True, His audience, mostly Jews, had and still have a reputation for pursuing wealth overmuch, but His true audience is everyone. We all want more things, and we sometimes go to extreme measures to get them. When faced with the decision of following God or following the money, too many pick the latter, and in doing so, reveal our true loyalties.

He desires His disciples, therefore, to take note: The true Christian puts God first in everything. If a promotion at work means that a Christian will have to work on the Sabbath or blur some of his principles, he needs to choose God and turn down the promotion. If he can avoid a heavy tax assessment if he fudges the numbers a little on his 1040, he should choose God and submit an honest return. If he finds a wallet filled with cash, he must choose God and return it to its owner. In every case in which we must decide between obedience to God and gaining for the self, God must be our constant choice.

While this may seem somewhat onerous, this kind of total devotion and commitment is what God demands. Jesus is also the one who said,“No one, having put his hand to the plow, and looking back, is fit for the kingdom of God" (Luke 9:62), and “If anyone comes to Me and does not hate his father and mother, wife and children, brothers and sisters, yes, and his own life also, he cannot be My disciple" (Luke 14:26). Even in the verse under discussion, Jesus speaks of “serving . . . masters," which is an allusion to slavery. But we can gladly choose to serve God, the most gracious and beneficent of masters.

Friday, November 7, 2008

Back to the Future

"It's like déjà vu all over again," said legendary Yankees catcher and phrase-mangler, Yogi Berra, many years ago, and how right he was.

Every few presidential administrations, the country experiences a liberal Chief Executive who promises to change America, to restore her reputation in the world, and to help the poor and the downtrodden, who have sunk to such desperate straits through the greed and unconcern of the previous President and his cronies. At first, there is public euphoria and high hopes that, given a fresh face in the White House, America will become a kinder, gentler superpower abroad and fulfill its supposed role of promoting a cradle-to-the-grave general welfare here at home. As time passes, however, a crisis—oftentimes an economic one, sometimes a military one—reveals the grim truth about liberals in high office: They do not understand basic capitalism, and they lack the stomach for international hardball.

The election of Barack Obama as the nation's forty-fourth President may have set America up for another round of the same. There is no doubt that Obama is a liberal Democrat; by any measure, he was the most liberal Senator during his short tenure in that august body. Under his soaring campaign rhetoric lurked leftist—dare we say socialist, even communist?—principles and policies to the point of Obama, when speaking with Joe the Plumber, saying he wanted to "spread the wealth around." Such a policy is reminiscent of the last half of Karl Marx's famous dictum from his Communist Manifesto: "From each according to his abilities, to each according to his needs." Redistributionist economics will lead to national insolvency, just as it did in the Soviet Union.

In matters international, Obama's stated intention is to meet with world leaders—even such anti-American hotheads as Iran's President Ahmadinejad and Venezuela's President Chavez—"without preconditions." It sounds as if, as President of the world's strongest nation, he would make no demands nor expect the usual quid pro quo for either American assistance or conversely, non-involvement in their parts of the world. In other words, he would go into such meetings assuming equality with and goodwill from these tyrants, which is to say that he would engage them from a position of weakness. All good negotiators know that if they have the upper hand, it is usually good policy to use it to leverage the best deal. Yet, Obama wants to come before them, hat in hand, saying, "Why can't we all just get along?"

The question is, will the Obama years be a repeat of the Clinton administration or the Carter administration? Bill Clinton campaigned as a centrist, although it was well-known that his own beliefs fell to the left on the political spectrum. In his first years as President, he tried to ram through Congress various liberal bills, and watched as most of them either failed or were stripped of most of their left-wing items. Hillarycare, his and his wife's atrocious healthcare bill, failed miserably, teaching him an important lesson: The nation was not ready for massive government involvement, especially in one of the nation's largest economic sectors. From then on, he governed from the center-left, especially in economic matters.

His foreign policy successes were few and far between. He embroiled the U.S. in places as diverse as Bosnia and Somalia, where our military was either hogtied and bogged down or slaughtered and humiliated by second- or third-rate armies or even militias. Sudanese minister of state for defense, Major General Elfatih Erwa, insists that in 1996 he offered to hand over Osama bin Laden—who was a financial backer of the first World Trade Center bombing in 1993—but Clinton did nothing. His primary reaction to terrorism was to shoot off a few cruise missiles into the offending nation and consider the matter closed. While he glad-handed heads of state and mesmerized his international fans, he did little or nothing to enhance America's standing in the world. In truth, most of America's foremost enemies thought the U.S. to be weak.

Jimmy Carter, on the other hand, ran as a centrist Christian Democrat and immediately began to govern as a leftist. All too soon, the nation's economy plunged into recession, and the public began to see their savings disappear. Interest rates lurched into the high-teens and low-twenties, and American prosperity ground to a near-halt. He signed into law a heavy increase in the Social Security tax and implemented a windfall-profits tax on oil companies. He also expanded the federal bureaucracy by establishing the Departments of Education and Health and Human Services. The years of his Presidency were the worst economically since the Great Depression.

In terms of foreign policy, his administration is perhaps best remembered for the Iranian hostage crisis, when Iranian revolutionaries stormed the American embassy in Tehran and held 52 American diplomats hostage for 444 days. While he could negotiate a peace treaty between Israel and Egypt—the Camp David Accords, for which he later received a Nobel Peace Prize—he failed miserably to negotiate the hostages' release. An attempted rescue operation, on April 24, 1980, was aborted, but only after two aircraft crashed in the desert and eight soldiers died. In addition, in just his first month in office, Carter slashed the defense budget by $6 billion. He also relinquished control of the Panama Canal, one of the world's strategic sea gates, which the Panamanians have contracted the Chinese to manage. His record speaks for itself.

Which of these former Presidents will Obama resemble? It is hard to say, since so little is known about his governing style due to his lack of executive experience. However, from his rhetoric, he seems to lean toward the Carter mold rather than the Clinton one. With a majority of Democrats in both houses of Congress, he has the potential to move this country farther to the left than either. Only time will tell, of course, but the historical results of his liberal ideas presage a bleak next four years for those of a more conservative bent.

Nevertheless, the apostle Paul admonishes us, "Therefore, I exhort first of all that supplications, prayers, intercessions, and giving of thanks be made for all men, for kings and all who are in authority, that we may lead a quiet and peaceable life in all godliness and reverence" (I Timothy 2:1-2). In these times, this is advice well worth taking.

Friday, September 26, 2008

Panicked Yet?

"The sky is falling! The sky is falling!" cried Chicken Little.

"Wolf! Wolf!" yelled the shepherd boy in Aesop's fable.

Both tales are cautionary and highly applicable to America and the world right now. Believing that the nation's economy will cave if it does nothing, the U.S. government is about to commit $700 billion dollars, at last estimate, to a bailout scheme for quasi-governmental mortgage lenders Fannie Mae and Freddie Mac. At the moment of this writing, the details of the plan are sketchy—in fact, in flux, as nothing has been agreed upon—but among the speculated results are a massive governmental takeover of America's financial sector, or at least the housing market; limited oversight of the Treasury Secretary, who will ramrod the effort; and very little blame for the political and financial actors who caused this mess in the first place. When the sky is falling, who cares about free markets, oversight, and responsibility?

We should beware when our leaders urge us that some action must be taken "immediately" to fend off some looming crisis. Every blue moon, there is an actual crisis that must be handled expediently, but most of the time, the crisis is either not as dire as advertised or entirely contrived. Such is the case with our health care "crisis." Candidates for office wring their hands and tell us how terrible it is that some forty million Americans do not have health insurance and that government should step in and give it to them for free.

While the U.S. Census Bureau reports that there may be forty million among us without health insurance, at least twelve million of them are illegal aliens, another ten million or so are young and healthy people who have voluntarily chosen not to buy health insurance, another few million are in some way self-insured, and a significant number are between jobs and only temporarily uninsured. In actuality, it is estimated that only 29% of this forty million figure are involuntarily uninsured, thus about twelve million people, a number that is in no way critical.

As mentioned above, the politicians say this government health insurance would be free. Free to whom? There are no free lunches. Someone must pay for the care given by hospitals, doctors, nurses, and other caregivers. That "someone" is the American taxpayer. Politicians often point to Canadian, British, or Nordic national health systems as models, but they never tell the voter how much the citizens of those nations pay in taxes for their "free" medical care. According to a March 2005 CBS News article, the average Canadian family spends about 48% of its income in taxes, and in Ontario, for instance, about 40% of that is used to fund health care. If an American "free" health care system followed Canada's lead, the taxpayer could see what he pays in taxes jump by as much as 20%. Suddenly, "free" health care is quite expensive!

This is not to mention the horror stories about long waiting lists, even for what might be considered critical care. Certainly, many of these are isolated anecdotes, but it has been shown that both service and quality of care diminish after a government takes over a health care system. Care becomes rationed, and even more than by HMOs, procedures are frequently denied on the basis of age, weight, or some other supposedly disqualifying factor such as alcohol, nicotine, or drug use. In addition, care is often sacrificed to pay for the huge bureaucracy needed to handle the new system. Beyond that, public sector agencies are notorious for creating an environment of conformity and lethargy, discouraging quality service and innovation (just go to the nearest Department of Motor Vehicles to see this at "work").

Now, we need to think about the current economic crisis in these same terms. Is it truly a crisis? What is hiding behind the statistics that the media are throwing at us? What are the politicians not telling us? What are the hidden costs? Will lawmakers load the bill with political "extras," adding yet more debt and overregulation? Can the government really provide better oversight than the market? Will this bailout create another monster bureaucracy run by unelected and essentially untouchable executives? Do the American people really have any say in the matter?

Let us assume that this particular "crisis" is all about sub-prime mortgages and nothing else. What is the best way to solve this problem? Long-time mortgage expert Roger Schlesinger, in a recent column titled "What Am I Missing?" makes the case that this is actually a banner opportunity for moneyed investors to buy up foreclosed homes on the cheap. The fly in the ointment, however, is that both Fannie Mae and Freddie Mac have restricted investors to a small number of loans, required large down payments, and tacked on punitive points, all of which discourages those with money from coming to the rescue of the housing market. In the end, Fannie and Freddie are actually extending the housing crisis rather than helping to solve it. This is government at its finest.

Time will tell if this financial mess is a true crisis or a manufactured calamity designed to amass governmental power, benefit a particular Presidential candidate, sell out the nation to the international system, shield the responsible parties from prosecution, or all of them combined. What is evident is the stirring of fear among the populace that could build to a fever-pitch—from concern to worry to alarm and finally to hysteria and panic. The rhetoric of fear is increasing with each news cycle.

While Franklin Roosevelt's famous dictum resonates in these unsettling times just as it did during the Great Depression ("[L]et me assert my firm belief that the only thing we have to fear is fear itself—nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance"), perhaps we really need to fear, not the illness, but the cure. If the politicians and the media are so eager to sell Americans this bailout, we should be worried about what is in store for us on the other side. As the saying goes, "Better the devil you know than the devil you don't know."

The resurrected Christ tells the church of Smyrna, "Do not fear any of those things which you are about to suffer" (Revelation 2:10). If we are faithful and fear God rather than the distressing circumstances swirling about us, He will see us through them (Ecclesiastes 8:12).